We were established in 1997 by Dave Marler, and have grown to be one of the largest and most respected independently owned financial advisors in Oxfordshire. Priding ourselves on client satisfaction. The company and its advisors are authorised and regulated by the Financial Services Authority. All our advisors are professionally qualified to give truly independent advice on any financial services issues.

Serviced Areas

  • Oxford

Contact Details

  Website
  City Bicester
  Postcode OX27 7SG
  Address Prospect House Baynards Green
  Phone Number 018 6934 5588

Products & Services

Retirement Planning

Retirement planning is no longer a matter of just cashing your pension in for an annuity. In recent times, more complicated options have become available which are confusing for the uninitiated, yet could bring significantly greater returns.

Let us get the best value from your hard earned retirement funds, with a planning and monitoring program designed to your specific requirements. We will design a bespoke, tax effective retirement plan tailored to your personal risk profile.


Pensions

Will you be able to afford the quality of life that you dream of and for which you have worked hard for?

Pension planning can be a minefield of options, which although designed to achieve the same basic aim, can be completely different. Add to this the ever changing rules and regulations imposed by the government and you could be heading for a poor retirement. Too many of us decide it is all too much and nothing.

Why not discuss your requirements and options with our pension specialists.


Investment

Many of these products are tax efficient, but complicated. Understanding your investment options is essential before committing your funds.

As a client of ours you will receive quality independent financial advice, ensuring that your specific financial investment needs are addressed.

Customer Testimonials

I first met with David in respect of my personal pension arrangements. I was quite pleasantly surprised at the interest he took in myself as an individual, and over the subsequent years he has been extremely pro-active in proposing changes to both my investment policy and my contribution strategy with a view to maximising my fund in readiness for retirement. No matter when or what I asked for, he and his organisation responded with full detail and without delay. In conclusion and in these troubled times, especially in the financial world, I would not hesitate to recommend David and his capable and competent team for your pension requirements.


CMS Financial Services have always provided a professional service and made sure I was aware of any ‘Hidden Extras’. They consolidated my pensions and managed to wind up a quite complex old pension pension plan.I have no problem recommending them highly.

Social Activity

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Welcome to our newest recruit Jade Bates! Jade will be working as a Financial Services Administrator, supporting Da https://t.co/olDoPkhdyE
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Australia, New Zealand dollars pressured as market wagers on rate cuts https://t.co/LhWBE6hgCE via @FinancialXpress
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Today we have taken some new CMS Staff Photos! More to follow tomorrow. https://t.co/C7u6XEJ9KG
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Asian stocks slip as trade optimism retreats, dollar holds gains https://t.co/GyRAvXDuxF via @FinancialXpress
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From Our Website

CMS Financial Management was established in 1966 in the city of London. Today we have clients spread throughout London, and the South of England with our head office in Oxfordshire. Work undertaken is treated with the utmost confidentiality and we are experienced in dealing with life changing circumstances. We realise being able to give independent financial advice is important to our clients, it enables us to research all possible avenues available and give best advice. Directly authorised by the Financial Conduct Authority, we carry ultimate responsibility for all advice given.


Would you want your staff to be absent from the workplace for a prolonged period, knowing there is a simple, cost effective solution? Private Medical Insurance ensures employees are provided with the best and swiftest medical care, meaning valuable staff can return to work quickly after treatment. With various options and levels of cover available, let CMS guide you through the selections to ensure your staff are insured by competitive and comprehensive cover. At CMS we appreciate every client is different.


Some financial advisors are restricted with regard to the product and product providers that they can recommend and some independent advisors have their advice restricted to approved short lists of providers. We have freedom to advise on the entire market place. Our internal compliance department is responsible for all compliance at CMS. We are committed to ensuring that we treat our clients fairly and that we are truly independent in our choice of product and provider from the whole market. Your financial details will be recorded, including objectives and attitude to risk, in order that you are provided with advice which is suitable to your circumstances and needs.


Death in Service provides staff with the comfort of knowing their loved ones will be cared for in the event of their death, with a tax free lump sum. It is a tax efficient and low cost benefit that ranks highly in importance for employees. Income Protection allows your staff to know that should they be unable to continue to work due to illness, they will still receive a regular income based on a percentage of their salary. This is often vital to families to ensure they can continue in a normal manner and concentrate on regaining their health to return to work.


Keyman Cover allows directors to insure their valuable assets. The death or serious illness of a key individual can generate significant financial loss. In particular the costs of replacing skilled individuals can be high. Further, contacts and investment could be lost and terms from creditors may deteriorate. Should the death of a shareholder happen, what do you do with their shares? Do their families want an involvement in the business; are they capable of becoming involved in the company? Shareholder Protection removes this concern.


All first meetings are at our cost. This allows us to establish our working relationship and find out if and how we can help you with our services. Our services for recommendation and implementation of a product are charged by fee. We are happy to discuss and answer any queries you may have. Each client is different and has different preferences; therefore should you wish to obtain more details regarding our remuneration then please contact us, we would be happy to talk to you. We will not charge you until we have agreed with you how we are to be paid.


Providing a scheme with choice, flexibility, competitive charges and regular advice ensures employees can maximise their income in later life. Whether it be market appraisals or beginning a new scheme, CMS can help you. With new Government legislation coming into force shortly, make sure your business is not left behind. We specialise in providing retirement solutions for companies to benefit their employees. At CMS we appreciate every client is different. We understand the basic objective relating to any corporate advice is staff satisfaction and understanding.


Provision against loss of income and ability to repay debt is available in the event of death, serious illness or accident. Personal, family and business protection programmes help aid clients in making the correct decisions to protect their interests. At CMS we appreciate every client is different. We will design a bespoke, tax effective retirement plan tailored to your personal risk profile.