I have many years experience of successful financial practice. I advise clients on a wide range of products, helping them to navigate through their financial journey and achieve their aims – from their first mortgage, right through into retirement and all the investment decisions along the way.
Of course, every client is unique, and so my approach is entirely personal; the aim is to get to know each individual and understand what’s important to them. As a 2plan adviser I have excellent relationships with professional firms such as accountants, solicitors and estate agents meaning that you can also benefit from a network of trusted professionals.
|Address||28 Town Hall|
|Phone Number||079 5196 0718|
Products & Services
Investment Planning And Regular Savings
By including assets with investment returns that move up and down under different market conditions, an investor can protect against significant losses within a portfolio. Historically, the returns from the major asset classes have not moved up and down at the same time, so by investing in more than one asset type, you'll reduce the risk of losing money and your portfolio's overall investment returns should have a smoother ride.
Recent data from the Office for National Statistics shows that the median value of private pensions in the UK stands around 57, 000. As most people take out the 25% tax free cash of 14, 250 this would only leave enough for a guaranteed income of around 127pm*. Whilst most people tend to spend less money in retirement, 127pm is around 6% of the current national average earnings.
For many people, buying a home will be the largest single investment they make, it's a huge financial commitment that no one can afford to get wrong. Making the wrong decision can be a very expensive mistake. Moreover, trying to pick the best deal from the vast ranges available from hundreds of lenders can seem almost impossible and even if you find a good deal, you may not know whether you will be accepted especially as lending criteria often vary considerably.
From Our Website
At Life Financial Planning we have designed our Wealthcheck system as a health check for your finances so you can achieve financial clarity, independence and peace of mind. Book in today for your free initial Wealthcheck consultation with an independent expert without obligation.
I have has been in the Industry more than twenty years and started Life Financial Planning over 10 years ago, working with clients locally and all across the UK. My objective is to provide a real return on people's lives rather than just a return on their money. We offer a true financial planning service - we don't just look at a client's money it's about the person themselves - their family, values, and their objectives. I worked in large corporate adviser companies prior to setting up Life Financial Planning and felt that I wanted to work with only a small number of clients that I could really make a difference to.
This is a massively important step that is usually overlooked or put off and ensures you have the financial security required to ensure your family is protected and any important documents are completed and easily accessible. Finally, by managing your investments and pensions, we can ensure the amount of risk taken is appropriate and costs are minimised to allow long-term growth of these assets based on your objectives and any ethical requirements you have. When we work with you on an ongoing basis we can provide peace of mind by reviewing and updating each of these areas - ensuring you stay on-track and taking any action when required.
Similarly to your financial plan, your investment portfolio will be individual to you as this is created around you, your goals, investment time horizons, and appetite for risk and reward. Many of our clients have strong ethical investment views. For over ten years we have been members of UKSIF (UK Sustainable Investment & Finance Association) who are a membership for those committed to growing sustainable and responsible finance in the UK. As such, we have lots of experience in this area and have helped many clients over the years to invest ethically in ways that fit their ethos and values.
Clients tend to come to us at a crossroads in their lives, whether it's an impending retirement, receiving a sudden windfall, or a concern over a particular issue. They usually have typical questions and concerns about what the future holds and are looking for answers as well as the best way for them to move forward. They have often discussed the issues with their friends and have some ideas about the options available however are "stuck" as the decision is so important to them - they do not move forward out of fear and may have put off seeking advice.
Our core values are hugely important to us and have helped shape the way we work as a business and how we help our clients, and others that come into contact with the business. Our values are hugely important to us and have helped shape the way we work as a business and how we help our clients. First and foremost our clients are at the centre of everything that we do and their requirements are put before anything else. Trust between ourselves and clients is essential - being independent and Chartered advisers emphasises this.