I have many years experience of successful financial practice. I advise clients on a wide range of products, helping them to navigate through their financial journey and achieve their aims – from their first mortgage, right through into retirement and all the investment decisions along the way.

Of course, every client is unique, and so my approach is entirely personal; the aim is to get to know each individual and understand what’s important to them. As a 2plan adviser I have excellent relationships with professional firms such as accountants, solicitors and estate agents meaning that you can also benefit from a network of trusted professionals.

Contact Details

  Website
  City Hebden Bridge
  Postcode HX7 7BY
  Address 28 Town Hall
  Phone Number 079 5196 0718

Products & Services

Investment Planning And Regular Savings

By including assets with investment returns that move up and down under different market conditions, an investor can protect against significant losses within a portfolio. Historically, the returns from the major asset classes have not moved up and down at the same time, so by investing in more than one asset type, you'll reduce the risk of losing money and your portfolio's overall investment returns should have a smoother ride.


Retirement Planning

Recent data from the Office for National Statistics shows that the median value of private pensions in the UK stands around £57, 000. As most people take out the 25% tax free cash of £14, 250 this would only leave enough for a guaranteed income of around £127pm*. Whilst most people tend to spend less money in retirement, £127pm is around 6% of the current national average earnings.


Mortgages

For many people, buying a home will be the largest single investment they make, it's a huge financial commitment that no one can afford to get wrong. Making the wrong decision can be a very expensive mistake. Moreover, trying to pick the best deal from the vast ranges available from hundreds of lenders can seem almost impossible and even if you find a good deal, you may not know whether you will be accepted – especially as lending criteria often vary considerably.

Social Activity

It's good to see the majority of people exercising restraint when it comes to utilising their pension pots, retirement can be longer and more costly than you first think. http://www.bbc.co.uk/news/business-37059950
Facebook on Aug 15, 2016   Full Post ›
Pension freedom is great but make sure that you're not taking out too much too soon, speak to an Independent Adviser https://t.co/FfhDDF6Dc5
Twitter on Aug 15, 2016   Full Post ›
Quantitative easing explained nice and simply. http://www.bbc.co.uk/news/business-15198789
Facebook on Aug 11, 2016   Full Post ›
Full retirement at a given age seems to be a thing of the past, it's essential to make a plan & review it regularly https://t.co/4FbwVCHYxB
Twitter on Aug 11, 2016   Full Post ›
How very profound! https://t.co/L9kHJiakFD
Twitter on Aug 10, 2016   Full Post ›
If the BBA find the proposals agreeable & only 3% of us switch pa. Who'd honestly think these changes go far enough? https://t.co/8eZwUbCNlH
Twitter on Aug 10, 2016   Full Post ›
Is it worth keeping savings in a bank account? http://www.telegraph.co.uk/personal-banking/savings/bank-rate-falls-all-the-savings-rate-cuts-we-know-about-so-far/
Facebook on Aug 10, 2016   Full Post ›
Pound slides but FTSE 100 soars! https://t.co/o8YrUf8cW2
Twitter on Aug 9, 2016   Full Post ›